Health Fund Cover for Psychological Services

 

Name of Fund

Cover for Psychological Services?

Psychologist Qualifications

Psychologist Provider Number Requirements?

 

Type and extent of cover?

 

AMA Health Fund LTD

 

 

 

 Yes

 

NSW Psychologists Registration Board

 

 Yes

 

q       Health care extras table

q       $100 per visit, up to $600 per year

 

ANZ Health Insurance

 

 

 Yes

 

NSW Psychologists Registration Board

 

Yes

Must first register with Medibank Private

 

q        Table M (Premier Extras) $60 initial, $40     subsequent, $11 group. Up to $400 (year 1) increasing 20% per year, up to $800.

q        Table E (General Extras) $35 initial, $30 subsequent, $10 group. Up to $300 (year1) increasing 20% per year, up to $600.

 

 

Australian Health Management

 

 

 

 

 

q        75% of assessment up to $100, $50 initial, $30 subsequent.

 

Australian Union Health

 

 

 

Yes

 

NSW Psychologists Registration Board

 

 Yes

 

q        Government Employers Health Fund

q        Australian Union Health

q        Australian Country Health

q        Mercantile Mutual Health

q        Better Health (API)

q        Health Bonus

q        Senior Advantage

q        Australian Health Management

q        Illawarra Health Fund

q        75% assessment up to $100, $50 initial, $30 subsequent. Up to $300 per year.

 

Australian Unity

 

         

 Yes

 

NSW Psychologists Registration Board

 

Yes

 

q        E3 (Super Extras) 80% of consultation, up to $400 per year

q        E2 (Comprehensive Extras) $20 per consultation, up to $300 per year

q        A4 (Ancilliary) $25 per consultation, up to $320 per year

 

AXA Health  Insurance

 

 

 Yes

 

NSW Psychologists Registration Board

 

 Yes

Must first register with Medibank Private

 

q        M (Premier Extras) $60 initial, $40 subsequent, $11 group.

q        E (General Extras) $35 initial, $30 subsequent, $10 group.

 

Betterhealth Cover

 

Yes

 

 

 

q        Silver: $70 assessment, 75% of initial up to $50, $30 subsequent.

q        Gold: $100 assessment, $70 initial, $35 subsequent.

 

CBHS Friendly Society LTD

 

 

Yes

 

NSW Psychologists Registration Board

 

Yes

But will accept NSW Registration Board number

 

q        Top Extras: 70% of consultation, up to $400 per year

q        Mid Extras: 70% of  consultation up to $50 and $250 per year

 

Defence Health

 

 

 Yes

 

NSW Psychologists Registration Board

 

 No

Other funds’ numbers are o.k

 

q        For families of defence personnel only

q        E (Top Extras) 90% of consultation to maximum $60 initial, $50 subsequent. Up to $400 per year individual and $1000 per family.

 

Government Employees Health Fund

 

 

Yes

 

NSW Psychologists Registration Board

 

Yes

 

q        Select Ancilliary: 75% of initial consultation up to $50. $30 subsequent, $70 assessment up to $600 per year.

q        Super Ancilliary: $70 initial, $35 subsequent, $100 assessment up to $800 per year.

q        Step 1: 75% of assessment up to $100, $50 initial, $30 subsequent. Up to $300 per year.

 

Grand United Health Fund

 

 

   Yes        

 

 

 

 

NSW Psychologists Registration Board

 

Yes

 

q        M1 (Ultra Care) 80% of consultation up to $30 initial, $25 subsequent, up to $200 per year.

q        M3 (Maxi Care) same as above

 

Health Fund Access

 

 

 

 

q        Select: no cover

q        Super: 75% of assessment up to $100, $50 initial, $30 subsequent.

 

HCF

 

 No

 

-

 

 -

 

q        See lifestyle information for possible alternatives

 

 

Illawarra Health Fund

 

 Yes

 

NSW Psychologists Registration Board

 

Yes

 

q        Ancilliary: 75% of assessment up to $100, $50 initial, $30 subsequent. Up to $300 per year (step 1).

q        Super Plan: $100 assessment, $70 initial, $35 subsequent. Up to $800 per year.

q        Select Plan: $70 assessment, $50 initial, $30 subsequent. Up to $600 per year.

 

IOOF Friendly Society

 

 

 Yes

 

NSW Psychologists Registration Board

 

Not required

Only NSW Rego. Bd. No.

 

q        A7 (Ancilliary) 70% of consultation up to $460 per year.

q        AP (Ancilliary) 80% of consultation up to $600 per year.

 

IOR Australia PTY LTD

 

Yes

 

NSW Psychologists Registration Board

 

 Not required

Only NSW Rego. Bd. No.

 

q        A1 (Ancilliary) $60 initial, $45 subsequent. Up to $300 per year.

q        A7 (Ancilliary) 70% of consultation up to $460 per year

q        Ap (Ancilliary) $80 per consultation up to $600 per year.

 

 

MBF

 

 Yes

 

NSW Psychologists Registration Board

 

 Yes +

- copy Rego. No.

- copy certificate

- copy indemnity

 

q        Health Smart: $70 initial, Up to $300 per year.

q        Gold: $157.30 assessment, $70 initial, $61.45 subsequent. Up to $300 per year.

q        Diamond: $157.30 assessment, $70 initial, $61.45 subsequent. Up to $2000 per year and $500 per type problem.

q        For these three tables $31.50 group, $42 family,

q        Premium: $179.80 assessment, $80 initial, $70.20 subsequent. Up to $750 per year and $375 per problem type. $36 group and $48 family.

 

 

Medibank Private

 

Yes

 

NSW Psychologists Registration Board

 

 

Yes

 

q       Smart choice extras/ Blue ribbon extras/ Smart Plus & Advantage Plus: Assessment $58, subsequent $54, family counselling $58

q       Blue ribbon extra plus: Assessment $77.30, subsequent $72.30, family counselling $77.30

q       Super Extras: assessment – N/A, subsequent – first 4 visits $58, subsequent $25, family counselling $60, limit to 2 benefits per membership per calendar year

Annual Limits (per calendar year)

q       Smart choice extras & smart plus: $300 per person, limit of $600 per membership combined with other services (e.g., dental)

q       Blue ribbon extra (& plus)& advantage plus: $400 per person

q       Super extras: $350 per person or $700 per family maximum

      

 

Mercantile Mutual

 

 

 

 

q        Step 1: 75% of assessment up to $100, initial $50, subsequent $30. Up to $300 per year.

 

 

NIB Health Funds

 

Yes

 

NSW Psychologists Registration Board

 

 

Fax qualifications and NSW Rego. No.

 

q        Bodyguard/Singles Plus/Couples/Plus/Safeguard/Gold

      /Gold Economiser/Public Hospital with Extras or Quality

      Extras:

 

     $45 initial consult; $40 subsequent consult; Up to $300

      per year.

 

 

NRMA Health

 

Yes

 

NSW Psychologists Registration Board

 

 

Yes

But no application form

 

q       Extra Plus: 80% of initial, subsequent and group; $800 annual limit; $200 rollover limit; max. 26 visits per year for therapies or a combination of therapies

q       Extra Super Plus: 100% of initial, subsequent and group; $1000 annual limit, $500 per therapy type

 

 

NSW Teachers’ Federation

 

Yes

 

NSW Psychologists Registration Board

 

Rego. Bd. No. is insufficient

 

q        Table C: assessment $100, initial $62, subsequent $48, group $12. Up to $300 per year.

 

 

Railways and Transport Employees Friendly Society Health Fund

 

Yes

 

NSW Psychologists Registration Board

 

Yes

But no application forms

 

q        Ancilliary: initial $55, subsequent $30. Up to $500 per year.

 

Senior Advantage

 

Yes

 

 

 

q        $70 assessment, 75% of initial up to $50, $30 subsequent.

 

 

 

 

 

 

 

 

 

 

 

 

 

Please note: this information is correct at the time of compilation but may change at any time. It is intended only as a brief guide.

Please contact the health funds directly to establish your eligibility and entitlements under your cover.

 

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